KVCOG provides financing assistance for start-ups, expansions and modernizations throughout the region. Funding for the agency’s lending, grant and technical assistance programs are secured through a mix of State and federal loan and grant programs and strategic partnerships. In addition to our direct loan programs, KVCOG also provides assistance to businesses in accessing other local and State sources of financing.
In order to be eligible for the business loan program, the business must be located in Kennebec, Somerset, or western Waldo County. The business must be unable to finance the proposed project from its own resources or through commercial credit or other federal, State or local programs at reasonable rates and terms.

To get started with your loan, please fill out the KVCOG Application for Financing.

If you need help with your business plan, please view our Business Plan Outline.

Loan Uses

Eligible uses include: real estate acquisition, building improvements, furniture and fixtures, equipment, inventory, supplies, working capital and/or refinancing debt.

For more information please contact our offices at (207) 453-4258 or .



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Contact Us

(207) 453-4258
(207) 453-4264 Fax
17 Main Street
Fairfield, Maine 04937


Monday – Thursday:
8:00 am-4:30 pm

At this time, visitors are encouraged to make appointments ahead of time.

Friday: By Appointment Only


Prorated hours ensure cleaning staff have the appropriate time to property clean our offices, including all high-traffic areas, in light of COVID-19.